Companies

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Nano is an income streaming app which pays workers daily instead of monthly for retailers and manufacturers in South East Asia. This is essential because these employers compete for workers with the gig economy, which pays daily with a flexible work schedule. Nano integrates seamlessly with any HRM/Attendance Software from employers, helping them save turnover costs and build a more engaged and productive workforce.

Nash enables finance teams to manage all their finance flows in one place and craft their money flow experiences globally. Our ledger-based operating system allows your borderless business to connect all your money accounts, accounting systems, payment service providers, treasury operations, spend management in one place. Our mission is to enable borderless commerce in Africa. We achieve this initially by providing your team with all the finance tools needed to build, scale, and grow your borderless business without the need for a costly and complex in-house infrastructure.

Neema is an app that helps people manage their money as well as send money to other people. Neema is a financial solution for 70 million underbanked Americans. Users download their app, which is a digital wallet, where they can cash their own pay check, send money internationally to their families in 90 countries, and they also provide them with a debit card, which they can use in any store or ATM.

Developers use Neon's payments and commerce software to monetize their games direct-to-consumer to earn more revenue and own their player relationships.
Neon's mission is to accelerate the games industry’s shift from a platform oligopoly to a competitive ecosystem by helping every game creator become an enduring brand. Neon's first product is a white-label e-commerce and global merchant of record platform that lets game teams complement app store monetization with their own DTC channel. Today, Neon partners with a range of mobile and PC studios to help them generate 15-35% of their total revenue through direct. Neon's team comes from Affirm, Supercell, Unity, Square, Netflix, Visa, Meta, Etsy, and more, and is backed by Thrive Capital, Ribbit Capital, SciFi, a16z Games, Griffin Gaming Partners, and Renegade. Neon's headquarters is in San Francisco, with offices in New York City and London.

Newfront is building the modern insurance brokerage. Transparent data delivered real-time translates into a lower total cost of risk and greater insights. We work with 20% of US unicorns, 100s of YC startups, and 150+ public companies on their Business Insurance and Total Rewards. Headquartered in San Francisco, Newfront has more than 800 colleagues and offices throughout the US.

NextPay is a digital bank for small businesses and entrepreneurs in The Philippines. They use us to send invoices, collect payments, do payroll, and pay their bills. NextPay is the best alternative to bank accounts for small businesses and entrepreneurs in the Philippines. We help them similarly to how Brex helps companies in the US, but in a way that is more locally nuanced. We manage their finances and remove the steep barriers that Filipino banks and financial institutions typically require; no setup fees, maintaining balances, or ridiculous requirements. View the full context on our Launch Bookface post: https://bookface.ycombinator.com/posts/51999

Nexus offers a unified checking and investment account. Your full balance is invested to get market returns, all while retaining instant access to cash even when the markets are closed. We are two ex-Googlers with CS PhDs from Stanford and the University of Washington who have worked together for 7 years.

Nomod is a financial services software business based in London. Our payment processing apps replace legacy card terminals allowing merchants to process in-person and online payments on their iOS or Android device with no extra hardware. Our differentiated approach directly serves the merchant and scales rapidly across geographies and verticals.

Nophin helps commercial real estate professionals screen deals faster with Cresa, an AI Analyst that automates multifamily deal screening and diligence processes, freeing up time for what truly matters—closing the best opportunities. Acquisition teams are overwhelmed with manual tasks, from screening countless deals that don't meet buying criteria to analyzing complex documents and conducting market research. These inefficiencies lead to missed opportunities and slowed decision-making, making it difficult to focus on high-potential opportunities. Cresa is the first fine-tuned multimodal Agent capable of handling various workflows for acquisition teams around the clock so they can focus on high-potential deals that align with their buying criteria. Cresa can screen deals, analyze documents, and generate comprehensive reports.

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at www.novacredit.com or reach out to connect@novacredit.com.

At Numero, we build software for political campaigns and nonprofits. We were founded in 2019 (after our founders met while working together on a Congressional race) with the goal of building a modern fundraising software suite from the ground up – one that users actually want to use. In that time, we’ve scaled our platform to serve thousands of clients ranging from city council seats to US Senate races, and have helped them collectively manage over $10B in contributions. Our platform is an all-in-one system comprised of a donor CRM, a broadcast email/text tool, and payment processing pages that our clients rely on for their work every day. We’re small, tight-knit team that has deep experience in this space and are backed by world class investors including 776, Y Combinator, and Initialized Capital.

Numida provides working capital loans to African micro businesses. Instead of borrowing from informal lenders or family, micro business owners download the Numida app, apply in minutes, and receive capital within a day. We have figured out how to score and disburse unsecured loans to cash-based businesses that have no digital transaction history, while maintaining excellent collection rates. Since 2021 we have provided $23M in working capital to 32,000 businesses in East Africa.

Owny provides businesses with a turn-key portal to issue Funds, SAFEs and Notes. Your portal is fully equipped to manage investors, treasury, multi-currency accounts and ability to send and request ACH/Wire payments globally. Optional features include seamless crypto custody and solutions through Coinbase Institutional.

Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! The 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper! OKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today.









