Nov 13, 2025 03:51:42 AM

Companies


Showing 476-500 of 611 companies
YC W12
Sendwave logo

Sendwave

Instant, no fee international remittances.

Sendwave's mission is to make sending money as easy and affordable as sending a text. Our app sends transfers securely from North America and Europe to Africa, Asia, and the Americas at great rates.

YC S15
S

Serica

Financial payment and loan services for the Medical Cannabis and…

For the first time in history, Serica enables asset rights to be traded & stored on the Bitcoin blockchain by anyone, anywhere. Serica is a commodities trading platform which connects investors to bitcoin-linked asset rights such as gold, silver, platinum & palladium assets tradeable on multiple digital money & precious metal exchanges. Customers, anywhere in the world, can purchase commodities from Serica's dealer partners. Serica's decentralized custodian service publicly manage assets under custody, allowing safe & low-cost storage of valuable hard assets. Customers leverage DigitalTangible centralized & decentralized trading partner platforms to trade their asset-receipts for bitcoin or other digital money. Precious metal bullion may also be rapidly liquidated for cash or bitcoins.

YC W23
Shekel Mobility logo

Shekel Mobility

B2B marketplace for Auto Dealers in Africa

Our platform helps car dealers find, finance and sell more cars in the $30B African used Car market. We are building the largest auto dealership ecosystem ; powering $10Bn transactions annually

YC S22
Shelf logo

Shelf

Neobank for Young Professionals in India

Shelf is the first Neobank in India focused on Young Professionals. It gives them easy banking & payment services and makes it effortless to pay bills together with friends.

YC W21
Shepherd logo

Shepherd

Modernizing insurance for commercial construction

YC S25
Shor logo

Shor

The fastest, most affordable payroll for global teams

Shor is a new Employer-of-Record built from the ground up with AI agents and stablecoins. We enable remote teams to hire and pay global employees at a fraction of the cost. The process is fast, simple, and fully compliant. Today, global payroll is broken. Payments take days, cost 5–10% in fees, and force companies to navigate complex banking, tax, and labor regulations. Platforms like Deel and Rippling solved this for large enterprises but remain too expensive and cumbersome for the millions of startups and growing remote teams scaling globally. Shor fixes this by combining autonomous AI agents with stablecoin-based settlement. Our agents handle contracts, worker classification, compliance, and payroll automatically in a simple, messaging-first experience. Payments can settle in seconds rather than weeks at a fraction of the cost of legacy providers. We are making global payroll fast, affordable, and accessible for the millions of companies left out by legacy platforms.

YC W21
Sivo logo

Sivo

Debt as a service for companies to lend money to their users at scale.

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber.  We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.

YC S21
Slash logo

Slash

Business banking that understands your industry's unique challenges

Backed by Y Combinator, NEA, and Stanford University, Slash is one of the fastest growing fintech companies in America. At Slash, we're building a new category of business banking that recognizes the fundamental differences between industries. We combine the reliability of traditional banking (high yields, competitive rewards, and comprehensive security) with industry-specific features that make businesses more efficient, more competitive, and more profitable. By deeply studying workflows across verticals, we reimagine what banking can be when it's designed with true industry insight. We offer businesses: 1. Deposit accounts with free outgoing wire and ACH transfers. 2. Corporate cards with up to 2% cash back, virtual cards, fine grain spend controls, and controls/automation to save hours of work. 3. Integrations to all major accounting platforms. 4. Detailed spend, income, and other financial analytics. 5. Vertical specific software that automate's your industry's unique, pressing challenges

YC S21
Sleek logo

Sleek

1-click checkout from every store on the internet + cashback rewards.

Sleek provides B2C businesses with a custom browser extension that works on both mobile and desktop. With the extension, you can: - Auto-complete checkout for users with an Apple-pay-like experience tied specifically to your brand. - Offer Honey-like couponing to help your users save money. - Grant users extra cashback at 1000's of online stores, funded by Sleek. Your users spend time and money in the browser. With Sleek, you can be there for them.

YC S14
S

Sliced Investing

Crowdfunding for hedge funds

Sliced Investing is online platform that provides access to top private investments for financial advisors and accredited investors. Sliced automates all of the previously manual processes associated with making an alternative investment, facilitating electronic signing of subscription documents and streamlined reporting. Sliced's Advisor workstation allows financial advisors a one stop shop for their alternative investments and integrates seamlessly with leading custodians, reporting platforms and file storage systems.

YC S23
Slicker logo

Slicker

Recover payment failures and maximize subscription Revenue

Slicker eliminates involuntary churn through AI-powered retries, tailored for your business. Our proprietary engine automatically monitors, detects, and recovers failed recurring payments, so you can convert past due invoices into revenue.

YC S21
Slope logo

Slope

The B2B Payments Platform

Accept and reconcile B2B payments seamlessly.

YC S12
SmartAsset logo

SmartAsset

Marketplace connecting consumers to financial advisors

SmartAsset is an online destination for consumer-focused financial information and advice. Reaching approximately 59 million people each month (as of January 2024) through its educational content and personalized calculators and tools, SmartAsset's mission is to help people make smart financial decisions. Additionally, SmartAsset powers SmartAsset AMP, a national marketplace connecting consumers to financial advisors. Building on SmartAsset’s relationship with millions of investors, SmartAsset AMP connects financial advisors directly with prospects who meet their target client profile. Our algorithm matches consumers with up to three fiduciary financial advisors. In 2023, SmartAsset helped advisors close an estimated $34 billion.

YC S16
SmartPath logo

SmartPath

Financial wellness for the middle class

SmartPath is a financial wellness company based in Atlanta, GA. We offer unique workplace financial wellness programs centered around 1-on-1 financial coaching. SmartPath wellness programs are designed to increase the bottom line for both employers and employees.

YC W22
SnapTrade logo

SnapTrade

Plaid for trading

SnapTrade is an API to connect retail brokerage accounts to any fintech app. We enable API access to real-time account data, historical transactions, and trading. This makes it possible to build new investing experiences with existing brokerage accounts, so users don't need to transfer and it's easier to get started.

YC W21
Solo logo

Solo

We help people resolve debt.

Solo, formerly SoloSuit, helps Americans resolve debt. People use our first product, SoloSuit to respond to debt lawsuits and create other legal documents. Then they use SoloSettle to connect with the collector and settle the debt. We're targeting the $35B debt resolution market.

YC S25
Solva logo

Solva

Automates insurance claims and stops incorrect payouts

Harvey for insurance - AI that automates insurance claims and stops wrongful payouts We've spent the last decade battling legacy systems and dogma across highly regulated sectors of the financial industry. Between the three of us we have experience from scaling Europe’s fastest-growing InsurTech and founding a licensed bank (EBA CRD CI).

YC W22
Soon logo

Soon

Automated sweep account, invest without the stress of speculating

With Soon you can invest without the stress of speculating. Our fully automated sweep account attaches to your bank and uses routine spending activity to signal market trades. By investing on a schedule and selling available gains when you spend, Soon automates investing from beginning to end. No investing experience required, no need to time the market, just connect Soon to your spending account and build wealth.

YC S19
Soteris logo

Soteris

We write ML software to more accurately select & price insurance risk.

Soteris is a YC-backed company with a four-person team and a great investor base building a first-of-its-kind data ML pricing system for insurance, starting with personal auto.

YC W15
S

SparkGift

SparkGift makes it easy to send stocks and index funds as gifts to…

SparkGift is a Y Combinator backed technology startup that makes it easy to give investments as gifts. The founders came together with a common vision that it should be as easy to give someone an investment in the future, as it is to give someone a retail gift card. SparkGift supports small dollar gifts and fractional shares, so you can give someone a $20 investment in Apple or a Vanguard index fund. SparkGift is creating products that make investing simple, enjoyable and accessible to the masses. Our mission is to use gifts to create new savers & investors at scale.

YC S20
Spenmo logo

Spenmo

A spend management software that provides businesses visibility,…

Founded in June 2019 and based in Singapore, Spenmo is building the only software you need as a business to manage payables. From bill payment, corporate card, local and international transfer, to employee’s expense claim, Spenmo helps companies streamline their AP processes with our technology. Before Spenmo, AP staff were drowned in manual work and struggled to reconcile all their spending on time. Not anymore. Thousands of businesses are now using Spenmo to payout their AP, track and categorize spend, and close their books on auto-pilot in 90% less time. On average, finance teams who use Spenmo save over 50 hours and $10,000 every month.

YC W20
Spenny logo

Spenny

Acorns for India. Every time you swipe you make a digital…

Spenny is the Acorns for India. Every time a user make any digital transaction, we round off the amount to the nearest 10 INR and invest it for them into a diversified portfolio, automatically. 400M millennials in India don't invest because they don't have enough time, knowledge or access to large capital. With Spenny, they just connect the card and invest every time they spend. We're growing 67% WoW since launch, with 3,000+ users and $15,000 in AUM. Indians put $500Bn into their bank accounts annually. We charge 1.75% of the AUM for investments. That's a direct ~$9Bn market in India alone. Potentially every time a user makes a transaction, we make money. And in that sense, the timing for Spenny couldn't have been better: 1 Trillion+ transactions are expected in 2021 because of factors like Whatsapp launching its P2P payments in India for its 400M users. And the emergence of UPI means every Indian has a virtual bank account now. More interesting revenue models develop from the transaction data insights of our users. We analyse the rich data to A) up-sell more financial products like insurance etc., and B) create brand loyalty programs & partnerships. We acquire customers at minimal CAC by bank partnerships. We leverage the banks' existing users, by integrating with their mobile app. In turn, we invest into their mutual funds. Our long-term vision is to become a one-stop asset management solution for millennials.

YC F24
Sphinx logo

Sphinx

AI Compliance Analysts for Banks & Fintechs

Sphinx automates the manual work of compliance analysts. Our AI agents make AML decisions, helping banks and fintech eliminate onboarding bottlenecks.

YC W19
Spring in Africa logo

Spring in Africa

Investing in innovation

Backing innovation, building financial technology. Focused on emerging markets and leveraging people finesse with capital.

YC S21
Sproutfi logo

Sproutfi

Latin Americas' first investing social network. Learn. Share. Invest.

We're on a mission to make investing in the US markets accessible and fair to everyone in Latin America. Our social features make it seamless for investors to mingle, share investment ideas and learn from each other. We make it super easy to invest in thousands of US stocks & ETFs, with as little as a $1 USD, no account minimums, and no fees. Our team is composed of highly experienced builders hailing from Goldman Sachs, E*Trade Financial, Nubank, ING, Wise...