Nov 13, 2025 02:12:52 AM

Companies


Showing 501-525 of 611 companies
YC W22
Stairs Financial logo

Stairs Financial

Find a home you can actually afford

Stairs helps young Americans buy their first home. Our home search identifies homes based on their finances, and connects them to government grants, loans and tax breaks.

YC S13
Standard Treasury logo

Standard Treasury

Banking APIs; acquired by Silicon Valley Bank in August 2015

Standard Treasury helped banks harness the power of developers and developer ecosystems by building, hosting, maintaining, and supporting white-labeled and co-branded developer platforms for banks worldwide. Standard Treasury partner banks saw material top-line growth through the decreased cost of servicing their customers, decreased churn, and increased transaction volumes, while delivering tremendous value to their customers by allowing them to radically automate their treasury management and accounting processes.

YC W16
Stilt logo

Stilt

Financial products for immigrants (acquired by JG Wentworth)

Stilt/Onbo enables you to launch credit products without a bank sponsor. We have built APIs to abstract complexity around licenses, regulatory compliance, underwriting, loan management system, credit reporting, and debt capital. We are backed by fintech investors including Y Combinator, Link Ventures, Hillsven Capital, Petrushka investments (early backer of Lending Club, Zillow, Check, Pets.com), and CEOs of billion-dollar fintech companies.

YC W22
Stock Unlock logo

Stock Unlock

Web-app | investment education and analysis tools for retail investors

Stock Unlock is an investment education and analysis platform, built by retail investors, for retail investors. We make it easy for noobies to start their investment journey, and save time for the pros. We are building THE place for investors to learn, grow, and invest confidently.

YC W22
Streak logo

Streak

A neo-banking platform for children in India

At Streak, we are building a new age personalized & gamified banking solution for teenagers. We are a fast-paced edu-fintech startup working towards redefining children and teenagers' relationship with money.

YC S22
Stream logo

Stream

AI-Powered Medical Document Review for Workers' Comp

Stream enables insurance and adjacent professionals such as lawyers, nurses, and claim adjusters to review medical documents faster and better than ever before.

YC W21
Striga logo

Striga

Compliant Crypto and Banking Infrastructure

Striga is building infrastructure for digital assets and financial services as a single set of APIs doing the heavy lifting of security and regulatory compliance. Striga's customers include early stage FinTech's, Web3 innovators, Banking Institutions and Crypto Exchanges utilizing services spanning the range of Crypto Custody, Trading, Card Issuing and Banking. Building a crypto business today is a highly regulated space unlike a few years ago and maintaining a compliance program and building technology presents a huge barrier to entry for startups and mid-size businesses alike and the Striga platform solves the problem with a single set of APIs and a single contract to deliver services to 30 countries today.

YC S09
Stripe logo

Stripe

Economic infrastructure for the internet.

Launched out of Y Combinator’s 2009 Summer batch, Stripe is a global technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies—use our software to accept payments and manage their businesses online Stripe is a proud partner of YC companies—from Airbnb (S09) to Defog (W23)—to help them grow their businesses and increase the GDP of the internet.

YC W21
Sturdy logo

Sturdy

DeFi protocol for permissionless lending

YC S22
Sunlight logo

Sunlight

The Universal Card-On-File API

Sunlight is an API to change the card-on-file with apps and subscription services. Fintechs use Sunlight to automatically make their cards top-of-wallet as soon as they're issued. Merchants, service providers and subscriptions-based businesses everywhere now offer their customers the ability to save a debit/credit card on file, so they can pay their bills on time, buy in one click, or earn rewards. In 2021, 79% of consumers worldwide reported already having at least one payment card saved with a service or being open to doing so. In recent years, card-issuing as-a-service has become mainstream: any company can now start their own card business in a matter of weeks. Last year, the number of new payment cards issued was at an all-time high. For users, however, switching banks or opening a new card now comes with an additional hurdle: they need to update their payment info across the internet. On the other side of that equation, card issuers have no visibility or control over the card-on-file updating process, and as a result struggle to get their new users to switch their spend from their old card to the new one, leading to low conversion rates and missed revenue opportunities. Until Sunlight. With our universal get-your-card-on-file API, FIs can now offer their users, at any point in their journey, a quick and easy way to update their debit/credit card info everywhere they shop or pay online, without ever leaving their Apps. The Sunlight API works on every platform that has a card-on-file option (think Uber, Amazon, Netflix, DoorDash, Starbucks and so many more…), is as seamless as a Plaid connection, and always gets the card number and CVV code right on the first try!

YC F24
Sunset logo

Sunset

Find and move money after a death

Sunset can track down bank accounts, retirement accounts, investment accounts, property and more for families after losing a loved one. Sunset will close those accounts and move the money into a Sunset estate account to manage.

YC S21
Suplias logo

Suplias

We enable FMCG distributors in Africa buy inventory on credit

Suplias helps FMCG manufacturers in Africa receive payments and finance inventory purchases of their distributors using a mobile app called Obtainly. We launched in Nigeria, where we have been growing revenue by 32% month over month for the last 11 months Our founding team has a combined 25+ years of experience in supply chain and ecommerce having worked for Procter & Gamble, Pepsi Co, Gap and Jumia, the #1 ecommerce company in Africa.

YC S17
S

Surematics

We help commercial insurance brokers structure complicated…

Surematics is helping commercial insurance brokers structure complicated deals online. Homeowners and car insurance are enough of a nightmare for most of us to handle but Surematics is targeting even more difficult cases — awkward expensive items like oil rigs. With a dash of blockchain, the startup wants to allow companies to collaborate together to create enforceable contracts.

YC W24
SuretyNow logo

SuretyNow

The Modern Surety Bond Platform

Surety bonds are financial guarantees that businesses must purchase to comply with government regulations. For example, all contractors must have a surety bond to bid and work on federal construction projects. It is a $8b opportunity in the US. SuretyNow is building the surety bond platform for the 21st century. Businesses can apply for bonds and receive affordable quotes online in minutes. We offer the fastest and simplest online experience for getting surety bonds.

YC S19
Swadesh logo

Swadesh

We setup Immigrants with a free US Bank Account, Credit Card, SIM…

We offer a free US FDIC Insured Checking account, Free Credit Card (no interest rate, collateral, fees), Free AT&T SIM Card shipped to home with 40%+ cheaper plans than retail, and save thousands of dollars in remittances to our customers - all by opening a free Swadesh Account. We enable new to America expats become "American" in the eyes of the US Financial system. We're starting by serving the 150,000+ Indian expats migrating to the US each year. We have a comprehensive solution that covers banking, credit building, communication, remittance, as well as value-add services such as insurance, housing etc. along with all the standard bells and whistles of neobanks.

YC W24
Swift logo

Swift

Embedded finance for online merchants

Swift is building instant international payments to replace the archaic correspondent banking infrastructure. Our first product is an all-in-one embedded finance platform for online merchants.

YC W20
Swipe Technologies logo

Swipe Technologies

Building modern payments, accounting and cashflow management tools…

Swipe is building modern modern payments, accounting and cashflow management tools for businesses. We own and operate Float, a global b2b payments platform and Accounteer - a cloud accounting and bookkeeping platform for businesses and freelancers.

YC S23
SyntheticFi logo

SyntheticFi

Low cost securities-backed lending for financial advisors and HNWI

SyntheticFi offers a low-cost and low-hassle solution for independent financial advisors (RIAs) to meet the liquidity needs of their clients. Our latest Hybrid Mortgage offering directly targets often the largest liability one takes in their life: the home mortgage.

YC S21
TAG logo

TAG

TAG is the First Digital Bank (Chime/Revolut/N26) for Pakistan

TAG is setting new standards and changing the way Pakistan banks by building a digital bank for the masses, with an aim to encompass the entire financial life of users, from basic banking such as bank account and Visa Debit card to employer payrolls, salary advances, savings, and neo-brokerage in future.

YC W22
TAI logo

TAI

Control All of Your Investments from a Single App

TAI is an investing app that helps millennial investors trade and manage all their existing accounts from a single app. TAI uses algorithms and market themes to help users discover actionable insights on how to improve their portfolios using ETFs.

YC S22
Tank Payments logo

Tank Payments

Modern financial infrastructure for the trucking industry.

Tank Payments is building modern financial infrastructure for the trucking industry. We offer payables automation software for logistics businesses that make hundreds of payments to trucking businesses every day. For trucking businesses, we provide a best-in-class banking platform, designed to meet the unique financial needs of the trucking sector.

YC S05
T

TextPayMe

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. There was no press release related to this event but it's assumed the company was acquired. Sending and receiving payments through TextPayMe is easy: simply write a text message to SMS@TextPayMe.com with "pay amount phonenumber" in the body (i.e. to send $5 to 123-456-7890, text "pay 5 1234567890"). The service is secure as well, as each payment needs to be confirmed by a user-created PIN. To fund your transactions, TextPayMe lets you add money directly from your bank account and now also lets you link your credit card as well. Currently, the maximum amount that can be sent or received per month is $500.

YC W24
The New Money Company logo

The New Money Company

Invoicing that pays you even if your buyer doesn’t

The New Money Company protects invoices with insurance. We help businesses expand to buyers in new markets or industries by offloading the risk of buyers not paying their bill. Support number: +18889975745.

YC W14
Theorem logo

Theorem

The mission of Theorem is to make credit safe and available. We use…

Theorem conducts independent underwriting of consumer loans originated by banks, credit cards companies and other lenders. We utilize this information to manage institutional capital and securitize loans

YC W23
Theya logo

Theya

The world's simplest Bitcoin self-custody solution

Theya is the world’s simplest Bitcoin self-custody app for users who find crypto exchanges risky and hardware wallets overwhelming. We are making the self-custody UX seamless with our multi-sig wallet that users can set up using smartphones, giving them the functionality and convenience of centralized exchanges without sacrificing control and security of hardware wallets. We aim to be the default consumer app for Bitcoin - offering products like accumulation, lending, investments and payments - all built on top of our intuitive self-custody platform.