Companies
Emburse is an expense management platform that gives businesses more insight into and control over corporate expenses. Using Emburse, businesses may order virtual or physical MasterCard-network branded expense cards and assign these cards to employees or contractors for authorization of pre-approved business expenses.
Envelope is a banking app with built-in budgeting. It's similar to Mint, Copilot, or Rocket Money, but our app issues you a checking account during onboarding so there's no syncing or flaky bank connections. We are structured to be the primary checking and savings account for our users. We (Josh and Katelyn) are married cofounders who previously worked on Apple Card and the Robinhood iOS app. We started Envelope because we were using clunky tools like the Chase app, spreadsheets, and Mint to run our family finances and realized we could build something better. In the future, you could go set up a Chase account for checking, E-Trade for investing, SoFi for savings, Ally for money market, Greenlight for kid cards, PLUS the Mint/YNAB/Rocket Money to glue it all together + budgeting, or you could just use Envelope. _Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted._
ErudiFi is a mission-driven technology company focused on expanding access to financial services for students. Operating as Danacita in Indonesia and Bukas in the Philippines, ErudiFi provides students a smarter way to pay for education and helps them build credit history. By providing financial inclusion to underserved students across the region, we believe we can drive generational transformation and build a better tomorrow.
EthosX is a decentralized finance platform creating end-to-end financial derivatives on blockchains. No centralized exchanges, clearinghouses, depositories, clearing banks, CSD participants etc. required. We are starting with cryptocurrency options first, with the intention to move towards other crypto derivatives and traditional finance derivatives eventually. For example, one can buy a bitcoin hedging token directly from EthosX without involving any exchange or counterparty and earn profits when the bitcoin price is falling (similar to a put option). It is perpetual and is completely on-chain, end-to-end. It is held as a token in wallets and can be sold/transferred to anyone at any time. At institutional level, using EthosX’s options infrastructure two hedge funds can trade high-value on-chain options with each other directly without involving any banks or brokers with zero counterparty risk and zero settlement risk. We are also providing derivatives infrastructure to other crypto companies who want to use these products as a part of a larger package to their customers. Global derivatives ecosystem is broken. Derivatives trading in traditional finance has way too many gatekeepers and intermediaries. Crypto was supposed to be free of these issues and a solution to all of this, but it is itself getting more and more centralized with disastrous consequences. We at EthosX intend to pick the best of both worlds and change the way retail and institutional financial derivatives are traded world over.
FAZZ is the leading all-in-one finance platform for businesses in Indonesia and Singapore. We are a b2b neobank with payment acceptance capabilities. The company is the market leader among underbanked segments such as warungs / startups and is building a super-app to serve mid-market and enterprise clients. Core features are: * Accept payments (e-wallet, bank transfer, credit card) * Business Cash Account (earn 4% interest) * Transfer / Pay (payment API's, corporate card, invoice processing via software) * Lending (instant settlement, invoice financing) * Value-add SaaS (inventory management, expense management) FAZZ processes more than $6 bn of annualized GTV for companies of all sizes (from warungs to fortune 500s) and has achieved $25 mm of annualized Revenue. The company has raised over $74 mm USD from top tier global investors such as Tiger Global, DST, Y Combinator, B Capital Group, and Insignia Ventures. The founders are ex Amazon, Grab, Quora, and Traveloka.
FINNY is building a new operating system for independent financial advisors, and starting by helping them grow. Our goal is to empower the best financial advisors (the independents!) to serve all Americans who want financial advice. We are starting with growth, which is the most existential problem advisors face. The organic growth process is highly inefficient and full of noise. Advisors often waste 60 hours of business development to convert 1 new client. At FINNY, we are certain we can do better with AI. With our tool, advisors can: - Identify prospects within their target niche, aggregating thousands of data points per lead - Prioritize prospects based on their predicted likelihood of converting, a score unique to each advisor and prospect pair - Automate the outreach and meeting scheduling with their high priority prospects In essence, doing all the work for the advisors, and letting them focus on what actually matters, the client relationship.
With FamPay, minors can do UPI, P2P and card payments without the need to set up a bank account. FamPay allows parents to send money to their kids below the age of 18, which they can spend securely any time, anywhere, under parent’s supervision. FamPay aims at making payments smooth and fun for children.
Fello is a game-based savings and investment application for the gen-z and young millennials of India to save play and earn returns more than a traditional savings bank account. We are merging the worlds of gaming and finance to make finance fun, easy and rewarding! Users can save and invest in financial assets and for every rupee they save they get one gaming token using which they can play daily and weekly games and if they win in these games they get to win Rs.1 lakh every week! Just within a short span of 12 weeks of launch, we onboarded 250,000 users with 92% of them being referred users, 88% of them being first-time investors who are spending over 12 minutes on an average per day on the app saving and playing games together!
Female Invest is on a mission to close the financial gender gap. By creating a safe space and a trusted source for knowledge, we’re democratising investing for everyone globally. We’ve supported more than half a million women across 100 countries with our services. This makes us the world's largest univers combining financial learning and community. Currently, we make $5.2 million in ARR from approx. 43.000 paying users. 92% of our users are on a yearly plan, and average churn is 2.4% in the last 3 months. Our unit economics are best in class and consistently improving . We’ve raised approximately $12 million in seed funding from prominent investors across the EU and US and are soon ready to raise our Series A, where we are aiming to close an additional $10-15 million. The company operates within FinTech, EdTech and Investing. In 2022, Female Invest did its first acquisition by acquiring the Danish investing platform, GAIA Technologies A/S. The company’s headquarter is located in Copenhagen and has a smaller office in London. Download our app to get the full experience.
Fernstone is an AI-powered insurance brokerage for businesses. We are competing with the 40K insurance brokers that sell $500B in commercial premium each year. Before starting Fernstone, Luke and James met at Traba (Series A) when they started on the same day. James created and led Traba’s Enterprise function, growing it to 25% of company revenue. Luke led a Growth team, closing some of Traba’s largest customers like JB Hunt and Kimberly Clark. Bryant, James’ classmate from high school, was a Software Engineer at Sentilink and Google.
FinFlx makes it easier and more affordable for SME to offer defined contribution pension plans in line with local labour laws. Employers can launch a pension plan within hours instead of weeks, with fully digital employee record management, plan administration, investment selection and detailed reporting. FinFlx is the future of workplace retirement solutions in the Middle East.
At Final, we are re-building the credit card from the ground up. Final is issuing a credit card that gives consumers total control over their merchant relationships, transparency in their spending, and piece of mind across all payment experiences. Rather than a single, 16-digit card number, Final generates multiple card numbers and manages them automatically. It works everywhere you buy; online, and offline, and integrates with digital wallets like Google Wallet and ApplePay with zero updates to the payment infrastructure. Bottom line - with Final, you’ll never lose access to your spending ability from a breach, fraud, cancelled or stolen card ever again.
Fingo is building a pan-African digital bank. Today, most Africans pay 5-15% fees to transfer money to friends, family, or businesses - with Fingo these fees will be 90% cheaper. In 240 seconds, any young person will be able to access a full suite of financial services including personal, business, investment and savings accounts.
Finic helps fintechs and banks automate the detection and investigation of financial crimes. We automate human jobs-to-be-done for: - Fraud operations teams - AML/BSA teams - Compliance teams - Credit risk teams While our approach is agentic, we use AI only where it's better than the alternative. Our vertical focus allows us to be more accurate and efficient than horizontal agent companies on the same task.
Finley simplifies debt capital raise and management. Our software helps companies like Ramp, Arc and Parafin automate due diligence, ensure compliance, and streamline ongoing reporting with their capital providers. Our team brings experience from Goldman Sachs, Nova Credit, and Palantir Technologies, and is backed by Y Combinator and Bain Capital Ventures.
Hi - Mark and Gab here! We met while working at Alt, a marketplace for collectibles, where we built a $200 million specialty finance business line. At Alt, we faced the complex challenges that come with servicing consumer loans. We spent countless hours and resources developing internal tools to manage loan payments, communicate with borrowers, and keep track of loan performance—all while ensuring a positive experience for our customers. However, after dealing with the headaches of manual data entry, fragmented systems, delayed payments, lack of personalized borrower engagement, and the stress of maintaining accurate records, we knew there had to be a better way to service consumer loans. So, we started Finosu to build the servicer we wish we had—an AI-powered consumer loan servicer designed to streamline and enhance every aspect of the loan servicing process. Our mission is to transform loan servicing into a seamless, efficient, and customer-centric experience. The operational cost of servicing loans reaches into the tens of billions a year and that is money out of the pocket of lenders, borrowers, investors, and ultimately the consumers as a cost of doing business – we are changing that.
Fintelite's AI streamlines loan approvals and fraud detection, ensuring swift, accurate decisions. Revolutionizing lending with AI-powered bank statement analysis and transaction data enrichment. Fintelite empowers lenders with a next-generation approach to lending. Our AI platform utilizes: Bank statement analysis: Gain deep insights into borrower financials through automated analysis. Transaction data enrichment: Extract valuable details from transactions for a holistic financial picture. These capabilities enable lenders to: Reduce fraud: Identify and prevent suspicious activity with superior accuracy. Accelerate approvals: Make faster, data-driven decisions with enriched information. Optimize risk management: Tailor risk assessments based on comprehensive borrower data. Passionate about building a future of responsible AI in financial services. I'm committed to helping lenders serve customers efficiently and securely. Our help to others includes: • BlubyBCA and ANZ increased efficiency by 15% • Qazwa and KoinWorks sped up loan processing 10x, cutting costs by 25%