Companies

YC has written a good overview of our business on their blog: https://blog.ycombinator.com/monzo-makes-money-work-for-everyone/ Our mission is to make money work for everyone. We are the UK's leading digital bank for individuals and businesses, reinventing the traditional banking industry one customer at a time. We're relentlessly mission driven and always put our customers first - from what products we chose to launch next to our transparency and use of simple language. With a Net Promoter Score of 70+, it shows. From our founding in 2015, we now have over 7 million customers in the UK (13% of UK adults) and are building out our team in the US. We've seen incredible organic growth, acquiring 150,000 customers / month in 2022, with 80% of this coming from word of mouth. Our weekly active user rate is ~60% and ~40% of our active users use us as their Main Bank account, showing that we are a product that is embedded in our users' daily lives. We've grown to ~2,450 staff (~400 of which make up the product/tech team), and are backed by YC, Stripe, Tencent, Mike Moritz, and others. Internally, we encourage an open, collaborative, and inclusive working environment - we were voted the #1 startup where people in the UK want to work for the second year running in 2022. We contribute to open source software, and we continually engage with our wonderful community. We're hiring talented, creative problem-solvers to help us build the bank of the future. Join us!

Better sleep is now recognized as essential to maintain physical and mental health. Yet 1 in 3 Americans struggles to sleep. Wearables and pills don't work. CBT-I, is a drug-free, highly effective treatment that is now covered by insurance for 90% of Americans. Moona is building the largest virtual network of CBT-I therapists, accepting insurance. Our AI-powered platform automates insurance claims and scheduling and analyzes sleep data – providing personalized session guidelines to therapists. Partnering with leading health systems. Growing 40% MoM, without spending a dollar on ads. Repeat healthtech founders with 1 exit; CTO from Polytechnique; Clinical Officer (PhD) led the VA’s insomnia program.

Moonshot Brands is building the world’s largest - next-generation CPG (Consumer Product Goods) e-commerce company. We look for profitable e-commerce companies on Amazon or selling DTC on Shopify, purchase them from the founders giving them liquidity for their biggest asset, then turbocharge the growth with our proprietary data-driven technology platform and team. We scale e-commerce brands globally.

We are building the next generation creative studio, powered by the most capable video and image foundational models. We are creating the place where generative image and video experiences will be built. Backed by Y-Combinator and Khosla Ventures.

Every breakthrough begins with a meeting, a spark between ambitious minds.But in a world that moves fast, most connections fade. Names blur. Opportunities vanish. Moots remembers. Moots is the connection network for leaders, founders, and innovators who move the world forward. Powered by AI, it transforms every meeting, event, and introduction into momentum — helping you remember who you met, why they matter, and what you can build together. What you can do with Moots: • Event Networking – See who’s in the room before you arrive. • AI Matching – Meet the right people at any event. • Smart Dossiers – Capture context, notes, and insights automatically. • Follow-Ups & Reminders – Turn fleeting encounters into lasting opportunities. Whether you’re closing deals, finding partners, or building something new — Moots is the network behind the next big thing.

At Moreta, we simplify payments for international travelers, letting you pay for anything using just your phone. Say goodbye to the hassle of searching for the best cash exchange rates or ATMs on your next trip. With Moreta, paying local merchants is easy, and the best part? Transparent fees. We came up with Moreta while on our own backpacking adventures. Watching locals pay with a simple scan while we fumbled with cards and cash. So, we created a solution. By syncing with local payment networks, Moreta lets you pay like a local securely and digitally, without needing a bank account in every country. We’re starting in Asia, where QR code digital wallets are taking over and are now the top choice at checkout. As these wallets start to join forces for cross-border payments, Moreta will be the first to bridge the gap for international travelers from card-centric markets to seamlessly tap into these local networks. Moreta will target 67 million travelers arriving in the region each year, who together have $127 billion in everyday expenditure.

Morf is an integration platform that allows healthcare providers to sync patient data and automate workflows across their tools. For example, when a patient submits an intake form, Morf creates a patient record in an EHR and sends insurance information for an eligibility check. You can think about it like Segment + Zapier for healthcare providers. Morf helps their customers eliminate tedious administrative tasks and empowers them to focus on patient care as they grow.

We're building an AI powered platform for engineers that are building new robots and machines. We allow users to invent and modify machine designs in a matter of minutes, not years. Ayna and Andy, the co-founders, met during their time at Harvard and started this in 2024 as their programs were wrapping up. We're commercializing 10+ years research done by our team at Harvard and MIT on this space. Our team wrote the very first papers on applying GenAI and optimization algorithms to compose robots from parts and applying computational design to fine tune machine designs. We're bringing in our deep knowledge of modifying equipment and integrating it into factories keenly understanding what makes hardware hard. We take in parts under consideration, constraints and tasks at hand and our algorithm formulates and fine tunes from 100s of possible design options. All in a few clicks, so engineers can push hardware to market faster and companies can benefit from the inventions being done by their R&D teams. We already have two paying customers in the OEM and system integrator spaces. We are venture backed and supported by a GBP 2.5MM grant by ARIA, the UK Government's invention agency.

MosaicVoice makes it easy for call centers to automate their Quality Assurance function. Our software listens to customer conversations in real-time and identifies and alerts agents and managers to any compliance violations as they happen

Moss is building the real-time semantic search runtime for conversational and multimodal AI. Our system enables voice agents, copilots, and chat interfaces to retrieve, reason, and respond in sub-10 ms, delivering the responsiveness that makes AI interactions feel truly natural. If you’ve ever built a conversational or voice AI product, you’ve felt the lag. That moment when an agent pauses and the illusion of intelligence breaks. The bottleneck is almost always retrieval. Each query hops across networks and databases, adding delay and cost. Moss eliminates that gap by keeping retrieval close to where the agent runs. Moss runs natively across browsers, mobile devices, and servers with an optimized vector index built in Rust and WebAssembly. It enables teams to build AI products that feel instant, contextual, and adaptive. The experiences that sustain engagement and unlock new kinds of interaction. For our customers, this translates into tangible business value: stronger user retention, higher conversion, and entirely new product categories made possible by real-time understanding. Moss is already powering production pilots across voice AI and developer platforms, achieving sub-10 ms retrieval and 70–90% token savings compared to traditional pipelines.

Motion lets you build and manage AI Employees directly within our work management platform, an AI-native productivity suite offering project management, task management, calendar, docs, wiki, notes, scheduling, contextual search, reports, and more.











